Peer-to-peer platforms have made getting paid fast and easy, but they’ve also opened new doors for fraudsters. P2P payment scams targeting small businesses exploit speed, trust, and mobile convenience to siphon funds before you notice. This guide explains how modern P2P payment scams work, why they’re rising in the U.S.,...
How to Detect and Prevent Unauthorized P2P Transactions
Peer-to-peer (P2P) payments are everywhere—Zelle®, Venmo®, Cash App®, PayPal®, Apple Cash®, Google Pay™, and others. That convenience also draws fraudsters. This guide explains, in clear U.S. terms, how to detect and prevent unauthorized P2P transactions, what your legal rights are, how to harden your accounts, and what to do if...
Understanding Security Risks in Peer-to-Peer Transfers
Peer-to-peer transfers are now woven into daily life in the United States. Whether you’re paying a contractor, splitting dinner, reimbursing a sitter, or moving funds between accounts, peer-to-peer transfers feel instant, simple, and nearly invisible. That convenience, however, also makes peer-to-peer transfers a prime target for fraudsters who rely on...
Business Account Setup Guide: Venmo, Cash App, and PayPal
Setting up a business account on Venmo, Cash App, or PayPal is one of the fastest ways to start accepting digital payments from U.S. customers. A proper business account helps you separate personal and business funds, streamline taxes, and unlock features like invoicing, payment links, and chargeback tools. It also...
Comparing Top P2P Payment Apps for Businesses
Running a small business in the U.S. today often means meeting customers where they already are—on their phones. That’s why P2P payment apps for business have become a legitimate part of the checkout mix, especially for micro-sellers, freelancers, farmers market vendors, pop-ups, and service pros. In this comprehensive, up-to-date guide...
Cash App vs Venmo for Small Business Payments
Choosing between Cash App and Venmo to accept small business payments can feel tricky—both are wildly popular peer-to-peer apps that now offer business tools. This deep-dive compares Cash App vs Venmo for small business payments across fees, limits, in-person and online acceptance, dispute handling, taxes, compliance, and practical use cases. ...
FedNow vs Zelle: Key Differences for Business Payments
Choosing the right way to move money is a real business decision now—not just a back-office chore. Two names you’ll hear a lot are FedNow and Zelle. Both move funds quickly between U.S. bank accounts, but they were built for different jobs. In this guide, you’ll get a clear, up-to-date...
FedNow for Businesses: Fees, Eligibility, and Setup
FedNow is the Federal Reserve’s instant payments infrastructure that lets participating banks and credit unions move money in real time, 24x7x365. Unlike card networks or ACH (which may batch and delay settlement), FedNow settles between financial institutions in seconds, giving recipients immediate access to funds. For businesses, that means faster...
What Is FedNow? Complete Overview for Business Owners
FedNow is the Federal Reserve’s instant payment infrastructure that lets participating U.S. banks and credit unions move money in real time, 24x7x365. For business owners, FedNow means you can send or receive funds within seconds—no more waiting for nightly batches, weekends, or bank holidays. Unlike consumer apps, FedNow operates at...
RTP for Small Businesses: What You Need to Know
Real-time payments (RTP) for small businesses refers to U.S. instant payment rails that move money and confirm settlement in seconds, 24x7x365, with immediate funds availability and finality. In 2025, two primary instant rails matter for small firms: the bank-owned RTP® network from The Clearing House (TCH) and the Federal Reserve’s...